Full Coverage Car Insurance in San Francisco


Providing you a seamless experience to finding full coverage car insurance in San Francisco.





Why You Should Get Full Coverage Car Insurance in San Francisco



Have you searched for the cheapest possible coverage car insurance in San Francisco but ended up with the minimal coverage required due to prices? Though it may seem like you got a great deal, you might regret not getting complete coverage car insurance. This may be problematic if you were find that the repair expenses won't be covered by your insurance provider on your own vehicle and to get into an accident. Unfortunately, a lot of drivers in San Francisco have discovered the hard way. Paying for full coverage car insurance in San Francisco provides you with greater protection than the mandated minimums; especially for accidents. This would mean higher prices. The upside of prices of full coverage car insurance is comfort knowing that your car, you, and anybody else involved in an accident are covered.

Percentage of Traffic Fatalities Caused by Alcohol in San Francisco

21 %

Percentage of Traffic Fatalities Caused by Speeding in San Francisco

23 %

Percentage of Traffic Fatalities Involving Cyclists in San Francisco

29 %

Percentage of Traffic Fatalities Involving Pedestrians in San Francisco

12 %


Average Price of Full Coverage Car Insurance in San Francisco by Credit Score



  • 3,929.95

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,469.99

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,069.46

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 1,937.61

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in San Francisco

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance San Francisco CA content image

The upside of prices of getting coverage car insurance in San Francisco is comfort knowing that your car you, and anybody else are covered.


When Do You Not Need Full Coverage Car Insurance


For those who have an older vehicle, it could be best to ditch getting collision coverage in San Francisco. Let's say your car or truck is worth ,500, and you've got a ,000 deductible. If you get into an accident, your insurer in San Francisco will contribute at most ,500 to fix or replace your car. Keep in mind, your insurance coverage will not kick in unless you get into accident --one over ,000 in damages. You may be spending over /year paying. A idea is to put money and create an collision fund should the worst were to occur --then at least you'll be ready. By law, you are required to carry liability insurance. Having liability insurance ensures that if you are at-fault, property damages or other people's bodily are covered by your insurance. So in having an older car, you may want to opt for only getting liability insurance coverage.

Percentage of Traffic Fatalities Caused by Alcohol in San Francisco

24 %

Percentage of Traffic Fatalities Caused by Speeding in San Francisco

15 %

Percentage of Traffic Fatalities Involving Pedestrians in San Francisco

30 %



How Much More You'll Pay for Full Coverage in San Francisco By Age


Age DemographicPercentage More You'll Pay
Full Coverage in San Francisco for Drivers Between 16-199,334.60
Full Coverage in San Francisco for Drivers Between 20-294,183.60
Full Coverage in San Francisco for Drivers Between 30-392,803.09
Full Coverage in San Francisco for Drivers Between 40-492,709.43
Full Coverage in San Francisco for Drivers Between 50-592,513.96
Full Coverage in San Francisco for Drivers Between 60-692,450.16
Full Coverage in San Francisco for Drivers Between 70-792,397.22



How to Get the Best Full Coverage Car Insurance in San Francisco

It's true that having full coverage car insurance in San Francisco will be more costly than other types of coverages, but there are ways to make it cheap and save you money on your annual bill. The lower your deductible, the more you will find yourself covering each month for your full coverage car insurance. As mentioned, if you put aside some money and produce an collision fund you have lower monthly payments and can end up increasing your deductible. Another thing you can do is make sure you claim any discounts. Estimates comparison shopping can save you thousands each year on your auto insurance bill. There are a multitude of insurance companies in San Francisco vying for your business and many will vary in prices by hundreds. If you are not comparing quotes you will never know if you are truly getting the quote on your full coverage car insurance plan.


Getting full coverage car insurance in San Francisco will be more costly than other types of coverages, but there are ways to make it cheap and help you save money on your annual bill.